Need help with financing?
Financing by Provident Bank Mortgage
Provident Bank Mortgage shares the core values of conducting business with sincerity, truth and fairness, and a commitment to helping people build financial freedom.
Consumer Products and Services
Our wide range of home purchase and refinancing options include:
Fixed-rate loans
Adjustable-rate loans(ARMs)
Flexible products for first-time homebuyers
FHA and VA loans
Jumbo financing up to $2 million
We have also participated in the federal government’s Making Home Affordable refinancing initiative since it was announced in early 2009.
Our customers are served by local Mortgage Consultants who take pride in providing personalized customer service and expert guidance that helps make the home financing process easier and more convenient. This includes educating homebuyers so they can make informed decisions.
To learn more, contact your Provident Bank Mortgage Mortgage Consultant.
Provident Bank Mortgage is FHA Direct Endorsed, a LAPP authority, and a Fannie Mae- and Freddie Mac-Approved Seller/Servicer.
*As of 10/31/2009. Source: Inside Mortgage Finance®.
In a hurry? Call 707-256-2140 to apply over the phone
Why Get Pre-Qualified?
- Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
- While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
- These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
